No, as long as you choose the default option of PDF-invoice via e-mail. If you prefer a mailed paper invoice there is a 5€ charge for postage and handling.

No, the fees are exempt from VAT.

It's easy to apply and takes about 60 seconds, and there's no cost to apply. There are 3 easy steps:

1. Fill in a short form (desired amount, organisational number, e-mail och mobile phone).
2. Additional information can be sent to improve your offer. During normal work hours you can expect an offer within an hour.
3. You decide if you want to go forward after you get our offer. Upon approval with BankID we will pay out the loan the same day, normally the same day.

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You'll get a reminder, and we will reach out. It's important to pay on time to avoid late fees, and eventualy debt collections. Moreover, if you pay according to play you can typically apply for additional funds in the future.

Our loans do not have a separate interest rate. Instead, we charge a fixed amount each month you have the loan - there are no other fees. The monthly fee is individual and based on your company's qred-score, which is based on many dozens of data points and parameters and gives an overall evaluation of each application. As the loan has no lock-in period, you can pre-pay at any time and only pay for the months you keep the loan. That is, you can save significantly if you choose to pre-pay your loan.

All limited liability business, partnerships, sole proprietorships / traders, and more can apply and be approved a loan. It can be a proud, old business, or a brand new startup, large or small. We work with businesses in virtually every industry, from north to south - even businesses with a checkered credit history can qualify. We evaulate each business individually - the key for us is that there is a solid business idea and qualified business owners behind the company.

You can call us at 09 424 503 99 or send an email to asiakaspalvelu@qred.com.

You pay a fixed amount each month. If you took a loan on the 10th, then your first invoice will have due date on the 11th of the following month. We send invoices 10 days before the payment deadline.